A Complete Line of Insurance Products

A Complete Line of Insurance Products to meet your business and personal needs.

ELS, in conjunction with Heritage Insurance can provide you with several options for your commercial general liability insurance, called "PayGo"

Our ?PayGo? GL program highlights:

• Multiple AM Best Rated "A" carriers
• No down payment (only taxes and fees collected at binding)
• Premium is self-auditing with weekly payroll (No year-end audits!)
• Additional endorsements for certain special circumstances

General Liability

Our PayGo program makes paying for insurance easy and affordable.